Traditional Specific/Aggregate Underwriting Guidelines
| Group Size 30-50 employees 51-100 101-199 200-299 300-399 400-499 500-599 600-799 800-999 1,000-1,999 2,000-3,999 4,000-4,999 5,000-7,499 7,500+ |
Recommend Specific Deductible $15,000 $20,000 $25,000 $30,000 $40,000 $50,000 $60,000 $70,000 $85,000 $100,000 $125,000 $150,000 $165,000 $200,000 |
| Contract Types: |
12/12, 15/12, 18/12, and 12/15 (for new business to TPA) 12/12, 15/12, 18/12, 24/12, and 12/15 (for renewal business) |
| Maximum Expenses: | 15% Producer Commission |
| Excluded Industries: | Associations, MEWAs, Casinos, PEOs, Indian Tribes, and Leasing Firms |
| Lifetime Maximums: | Specific: up to $2,000,000 Aggregate: $1,000,000 |